So much has been happening lately to remind me that I’m an actual “adulting” adult.
- Underground pipe failure that required the rental of a backhoe. (Backhoe rental = definitely an adult.)
- Paying for things that cost a ton of money, but don’t look pretty, go fast or sparkle. Like sump pumps, electrical work and the aforementioned underground pipes.
- PTO commitments. (Volunteering always sounds like a good idea until you’re actually standing there at the book fair or concession stand.)
- Taking the initiative to prepare and actually pay my quarterly taxes.
- Politics. Ugh.
All things that remind me that this is it. Adulthood. Honestly, I don’t feel prepared for any of it, but do any of us? Aren’t we all walking around saying, “Me?! You’re going to trust me with a house, some kids and a dog? But wasn’t I just a kid myself?”
And it’s true. There’s so much about adulthood that we just don’t know much about until we’re thrown into it. Sink or swim, as the saying goes. And it’s OK if you sink a little in most cases, but when it comes to things like health care, you want to make the best decisions you can right off the bat because your health and the health of your family are basically the most important things you have. Plus, making the wrong decisions when choosing a plan or provider can end up costing money and/or lots of headaches down the road.
I’ve been at this whole “adult” thing for a little now, and I’ve made my share of mistakes. But I’ve learned a few things along the way, too. As simple as they are, ask yourself: Am I doing this?
My ABCs of Adulthood
Ask questions. First and foremost, do you remember that thing your 2nd grade teacher always said about “There are no stupid questions?” It’s true, especially since you can now ask the internet anonymously. But really, adulthood is filled with contracts, forms, acronyms, and totally unfamiliar concepts that you may not understand. Find people who have adulted longer than you have, and listen to them. Buy them coffee. Pick their brains. A good mentor is one of life’s biggest treasures.
Be vocal. Speak up! This is a lot like what I just said above, but it’s a little bit different. If you aren’t sure, speak up! If you have an opinion, speak up! If someone is treating you in a way that feels wrong, speak up! This goes for everything from that insurance option you’re not quite sure about to that guy who might be a little too patronizing at the tire place. (Amiright, ladies?) Don’t ever be afraid to use your voice, because 9 times out of 10, there is someone else nearby who wants to ask, too, and will be glad you did.
Comb through the fine print. This is my favorite adult tip ever. When you get a new job, a new insurance policy, a new health plan, even your AAA or Amazon Prime membership – read through the fine print! There are so many perks in the world just waiting to be grabbed, and so many people don’t even see them. You’ll find the important exclusions and restrictions this way, too. Why is this my favorite tip? THIS is how I found my former employer’s tuition reimbursement policy. Nobody I knew had ever used it, but I did, in fact, qualify, as long as I was employed full-time. Just because I got nosey with the employee handbook, I came out of a 4-year liberal arts degree with a tiny fraction of the loans I would have gotten otherwise, and they’re long paid off. Plus, I’m still freelancing for that company!
The fine print, people. Put those glasses on.
UnitedHealthcare Can Help
As I said before, healthcare is one of those things that can be really overwhelming, whether it’s your first plan, your first pregnancy, or your first anything, really, when health is the topic. But you have allies out there, and UnitedHealthcare is one of them.
UnitedHealthcare is committed to improving the health care system. They’ve got their own ABCs to share, along with a few new online tools that can help guide you through the healthcare process no matter who your healthcare provider might be. (You don’t have to be a UHC customer to use them!)
UnitedHealthcare is an operating division of UnitedHealth Group, the largest single health carrier in the United States. They have an entire website dedicated to making the health care system easier to navigate and more affordable, as well as helping you make the most of your plan and benefits.
UnitedHealthcare has got two new learning tools on the their website, and right now, you can win big just by playing!
How well do you know your health care terminology? It’s important to know what you’re reading and discussing! Do the crossword puzzle, and you’ll be entered to win a $100 weekly prize or a $500 grand prize!
The new UHC Health Plan Pro quiz goes a little more in depth. With questions about everything from Flex Spending Accounts to what type of provider visit will cost you the least, you’ll have the inside track on what you’re doing right, and what you might be able to improve when it comes to using your health care coverage. (That means you could save time, money or both!)
Take the 5-minute quiz, and you’ll be entered to win a $100 weekly prize or a $500 grand prize!
UnitedHealthcare is on your side, and so am I. They’re the one with all the prizes and seriously helpful information, though, so what are you waiting for? Go! Learn! Win! 🙂
This post was sponsored by UnitedHealthcare. All opinions are my own.